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We help our clients with general life and financial coaching services.
Having someone to hold you accountable can provide significant benefits to individuals seeking to take control over their life, by inspiring personal growth, better decision-making, and motivation to achieve short and long term goals. We help you set realistic goals, overcome obstacles, and ultimately live more fulfilling lives.
Here are the services we offer:
Personalized Budget Creation
Tailored budgeting solutions designed to fit your unique financial situation and help you achieve your financial goals.Expense Organization
Streamline and categorize your expenses to gain a clear view of your spending habits and identify areas for improvement.Goal Setting
Helping you define and track both short-term and long-term financial goals, ensuring steady progress toward your dreams.Credit Management Strategies
Provide general strategies to help you manage and improve your credit, from understanding your score to practical ways to raise it.Debt Management Guidance
Basic advice and tools to help you manage and reduce debt, with a focus on creating sustainable solutions.Repayment Strategy Advice
Guidance on creating effective repayment strategies tailored to your financial situation, aiming to reduce debt more efficiently.Behavior Modification
Support in modifying financial habits and behaviors to promote healthier spending, saving, and investing patterns.Stress Management
Techniques and tools to manage financial stress, maintain balance, and foster a positive mindset about your financial journey.Accountability
We hold you accountable to your goals and progress, offering ongoing support to help you stay on track and achieve succe
What we dont offer or do:
- Dispute items on a client’s credit report without the proper legal authority.
- Engage in credit repair services (e.g., offering to remove negative marks or charge fees for credit repair).
- Act as a debt negotiator or intermediary between clients and creditors without being registered as a credit counseling or debt settlement agency.
We are here to motivate are clients to become the best they can be, to grow to their highest and best potential and design the life they wish to live.
THE END GOAL: Design a high quality of life-one that anyone who puts in the effort truly deserves to live.
We offer general strategies for managing your credit.
Learn to understand your credit report.
- Obtain Regular Credit Reports: regularly check your credit reports from the three major credit bureaus: Equifax, Experian, and TransUnion.
- You are entitled to one free report per year from each bureau through AnnualCreditReport.com.
- Regular monitoring helps spot errors, fraud, or areas for improvement.
- Review for Errors: We Encourage you to carefully review your credit report for any inaccuracies or items that may negatively affect their score. If you find errors, you should dispute them with the credit bureaus.
Know the Credit Score Ranges
- Credit Score Basics: credit scores typically range from 300 to 850.
- A higher score can make it easier to secure favorable loans, lower interest rates, and better terms on credit cards. Here’s a basic breakdown:
- 300-579: Poor credit
- 580-669: Fair credit
- 670-739: Good credit
- 740-799: Very good credit
- 800-850: Excellent credit
Target a Goal: Let’s set realistic goals based on your current score a create strategies for improvement.